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  • Update on Lawsuit against City of Pgh

    Progress is being made on the lawsuit against the City of Pittsburgh’s tenant registration law. Here is the brief that was filed in the Court of Common Pleas of Allegheny County by John P. Corcoran, Jr. of Jones, Gregg, Creehan and Gerace, LLP http://pittsburghreia.com/newsletter/2016-07_Landlord_Lawsuit_Update.pdf
  • Money and Education for Pittsburgh Real Estate Investors

    Money and Education from Pittsburgh Real Estate Investors 2 really important things for Pittsburgh Real Estate Investors As you all know there are several key elements to real estate success. I would put effort at 50% of the equation but there are also other factors. If you want to make money, you need knowledge and that is ...
  • In Additional News There Will Be A Commercial Sub-Group Road Trip To NY In August

    In Additional News There Will Be A Commercial Sub-Group Road Trip To NY In August.   As you know the commercial sub group is looking to purchase several commercial properties. Part of this process is going to actually look at the property and see if what the seller is telling us turns out to be true. We ...
  • A new sub group is born for rehabbers

    Rehab Tour This Saturday A New Subgroup is Born   Today is an important day. Today is the day that you either took action to improve your life or it is a day that you didn’t. The good news is that you get to choose. Imagine if money really did grow on trees, what will you do ...
  • How anyone can make money in real estate

    How anyone can make money in real estate.   Anyone can do this and make money. you don’t need money or any repair skills at all.   As a rule I don’t like to talk about what I do. Partially because I value my privacy and partly because I dont want the club to be all about ...
  • The Real Power of Networking for Real Estate Investors

    The Power of Networking In the grand world of real estate investing we spend a lot of time talking about various investing strategies. We talk about analyzing the numbers, we talk about negotiating, we talk about repair estimating, we talk about market niches, and we talk a lot. The one thing that we don’t talk ...
  • Lou Brown Real Estate Trust Sub Group Meeting

    Reminder Lou Brown Trust Sub-Group Meets This Wednesday Next Meeting August 5th our own Thea Justice has graciously found us a mobile notary that will come to the meeting and notarize documents for us at $20 a head. Whether they bring one document or five she will do it for $20. I promised her that we ...
  • NOTICE TO VACATE IN RESIDENTIAL LEASES

    We talked about this during the last monthly REIA meeting, if you are a landlord this is very important. NOTICE TO VACATE IN RESIDENTIAL LEASES   Under Pennsylvania law, a landlord must post or serve notice to vacate the property before evicting a tenant. In the case of eviction for rent owed, the notice period must be ten ...
  • Pittsburgh REIA Rehabbers Sub Group

    Pittsburgh REIA Rehabbers Sub Group   On the subject or how to make money, we launched the rehabbing sub-group this week, special thanks to Jim Culley. I can hear some of you saying, I don’t do rehabs, why would I want to attend this sub group. Well you don’t need to be a rehabber to make money in ...
  • New Week New Chance To Make Money in Real Estate

    New Week New Chance To Make Money in Real Estate Happy Monday !!!!! You can look at Monday two ways. It is either the start of a spirit crushing work week or it is fuel to drive you towards financial freedom. I prefer to think of Monday as the later. __________________________________________________________________ Chance to make some money ...
  • Pittsburgh Property Buyer

    I have a big $ cash buyer looking for real estate deals in the Pittsburgh Metro area.   Ok folks, I just met a buyer with deep pockets who is looking to buy some bargains. This guy has a lot of cash but he is also willing to do creative finance deals, take over mortgages, and assume ...
  • Sub-Groups Expanding

    Sub-Groups Expanding   Since we had such a massive response to Robyn Thompson on rehabbing, I will be adding a rehabbing subgroup to our list Also I will be restarting both the Wholesaling and Marketing sub-groups.  So stay tuned for times and locations. The mission of the Pittsburgh Real Estate Investors Association is to bring you the best quality ...
  • The Landlord Association of Westmoreland County is hosting an event

    Networking Opportunity The Landlord Association of Westmoreland County is hosting an event.  Thursday, May 14th, 2015 from 5-8 PM. Location:  Antonelli Event Center, 100 Colony Drive, North Huntingdon, PA 15642   Hope all is going well.  Expo put together primarily for investors and expanded to other businesses and homeowners….we are expecting a nice turn out this year.  ...
  • Moving forward with Faith, Trust, Hope, Confidence, and Commitment

    Moving forward with Faith, Trust, Hope, Confidence, and Commitment.  We all know that real estate investing has created more millionaires than anything else in American history   We also know that there are two components to making money in real estate, education and effort.  The Pittsburgh REIA is dedicated to getting you the best real estate ...
  • Happy Mother’s Day

    Happy Mother’s Day   To all of you who are mothers, have mothers, or are married to mothers, let this be a day of rest and enjoyment.  Spend time with your family.  The Sunday mentor meeting is off this week so we can all enjoy time with our family.  I will see you all next weekend.
  • Oakland Area of Pittsburgh Investors

    Oakland section of Pittsburgh real estate Investors   Coming from the Oakland area? One of our members can’t drive herself to the meetings, and she wants to attend both the Tuesday night meeting and the Wednesday Lou Brown Seminar.  So if anyone can provide a ride, please email her  – trinacerk@gmail.com
  • Robyn Thompson of What Wealthy Women Want

    Another Rock Star of Real Estate is coming in May.  Robyn Thompon, the Queen of Rehab will be at our May meeting and doing a free all day workshop the following Saturday, so mark your calandars now, and keep that day free.
  • Pittsburgh Properties for sale

    Send me your properties for sale, and I will send them out to everyone.   Get them to me ASAP.   I love the properties for sale segment during each meeting, but in order to create enough time for our very important speaker, I need to condense the meeting as much as possible. So what I am offering to ...
  • Charity food drive for April

    Charity food drive for April Once again we are going to conduct a charity food drive in conjunction with the April REIA meeting.  The economy is still terrible, there are a ton of people out there who don’t have jobs.  In short, a lot of our fellow Americans are hurting and the food pantries can’t ...
  • Real Estate Finance

    Finance and Asset Protection   The only thing that I can think of that would make a meeting built upon asset protection more exciting would be to add a segment on how to get the money to do your real estate deals.  So I did exactly that.   I reached out to our own Loan Ranger, Ron Manges.   ...
  • Big Guest, Big Event, this month – Lou Brown

    Big Guest, Big Event, this month. As you should know by now, our special guest this month is none other than one of the most sought after real estate speakers in America.   Lou Brown will be bringing his Street Smart Investing system to Pittsburgh for our April meeting, Lou will also be doing a full day ...
  • Thoughts on buying real estate guru courses

    Thoughts on buying real estate guru courses   Below is a question that I answered for a west coast investor who contacted me.  I thought it might be helpful for others.    I’m interested in Raw Land Investing like the Land Geek guy, but I don’t ever see myself paying 1500 dollars for a course. Has anyone taken ...
  • Pittsburgh REIA members going to the Pirate Game?

    Pittsburgh REIA members going to the Pirate Game? Also, I am looking at the idea of doing a few social networking events this summer. One of my first ideas is to do a Pirate game.  I need to gage your interest, so email me if this is something you would like to do. I am looking ...
  • April Commercial Real Estate Meeting

    April Commercial Real Estate Meeting   This Tuesday is the commercial real estate sub-group meeting.  The meeting is open to all active REIA members who have an interest in commercial real estate.   As a special treat, I will share some of the details of the big commercial project that I have under contract in San Antonio ...
  • Real Estate Guru Robyn Thompson Coming to Pittsburgh

    Real Estate Guru Robyn Thompson Coming to Pittsburgh Robyn Thompson Coming to Pittsburgh in May Who Is Robyn Thompson?   Robyn Thompson is the nations leading expert on buying, renovating and selling homes for huge chunks of cash and is known throughout the United States and Canada as “The Queen of Rehab”.   After spending 9 years working a dead ...
  • Real Estate Guru Lou Brown teaches trusts to Pittsburgh Real Estate Investors

    Real Estate Guru Lou Brown teaches trusts to Pittsburgh Real Estate Investors Lou Brown Update   Ok It is official; I have the times for the April 22, all day asset protection and trusts seminar.   We will start at 8:30 AM.  I will be the really tired looking guy in attendance because I don’t usually start my work ...
  • When can you quit your job?

    When can you quit your job?   I get this question a lot, and I love when I get the quit your job question.  That tells me that we have club members who are fighting every day to reach their goal of financial freedom. We all talk about quitting our jobs, and as someone who did quit ...
  • Real estate investors don’t get sued

    Don’t get sticky papered (sued)   Lou Brown who is simply the best person to talk about trusts (Both real and personal property), Lou and Pittsburgh REIA have teamed together to bring you the most important seminar we have ever hosted. Join us by emailing me to reserve your seat, PittsburghREIA@aol.com   Let me explain; in life there are ...
  • IRS Scam

    IRS SCAM   This came from Lee Phillips Lee is a nationally known asset protection attorney   Several weeks ago the “IRS” left a message for me saying that the IRS was putting a lien on my property and issuing an arrest warrant because I owed back taxes that had never been resolved.  I was to immediately call and ...
  • 3 Reasons Millennials Are Driving the Housing Market

    3 Reasons Millennials Are Driving the Housing Market This week’s economic news was a repeat of the positive trends I’ve highlighted lately, so rather than repetitive reporting, I wanted to share a few insights. I recently presented at the National Association of REALTORS® conference on the topic of millennials and home buying. Here’s my key takeaway: I’m bullish ...
  • Great Job Pittsburgh REIA – We won

    Great Job Pittsburgh REIA – We won I am so proud of you Pittsburgh REIA.  Many of you called the mayors office to express your opposition and by my count 15 of you took time out of your Monday to speak out against this proposed law.   Guess what, we won !!!! Landlords and Real Estate Investors of ...
  • 2 Plain-as-Day Signs the Housing Market Is about to Crash Again

    2 Plain-as-Day Signs the Housing Market Is about to Crash… Again I know this article sounds like doom and gloom, but a crash just means that houses just got cheaper, there will be more renters, and less competition for us.  So don’t get down about the tone of this article. The mainstream media exists not so much ...
  • Eight Strategies For Growing Your Rehabbing Business

    Eight Strategies For Growing Your Rehabbing Business by Robyn Thompson I have become financially independent renovating houses, and you can do the same; however, if you aren’t prepared, the process can become completely overwhelming. To help you avoid the pitfalls that are out there, I have developed eight key strategies to assist you in growing your house ...
  • Pittsburgh is the #2 city in America for rehabbers

    Pittsburgh is the #2 city in America for rehabbers   Interesting news on the flipping front. First off one of our local TV stations did an expose on Armondo Montelongo, I have always said that guy is a complete fraud, and his arrest record, law suit against his brother, and this local newscast all seem to point that ...
  • Thoughts on the economy and our future

    Thoughts on the economy and our future Before you read a single word, this is just an opinion.  The article below is based on the opinion of an economist that I follow.  Last night at my mentor meeting, a question came up about the future of the US economy, which led to a long tangent on ...
  • Tip for getting great renters fast

    Tip for getting great renters fast Post a video love letter about your home on YouTube. Get a $125 FlipCam and walk through your home AND your neighborhood, telling prospective buyers about the best bits – what your family loved about the house, your favorite bakery or coffee shop that you frequented on Saturday mornings, ...
  • My Heart on the Line

    My Heart on the Line  By Frank Schaeffer The Washington Post Before my son became a Marine, I never thought much about who was defending me. Now when I read of the war on terrorism or the coming conflict in Iraq, it cuts to my heart. When I see a picture of a member of our ...
  • Why November is the Best Month to Sell Your Home

    Why November is the Best Month to Sell Your Home A house marketed in November may lure buyers looking for year-end tax breaks. Some owners hesitate to market their homes between Halloween and New Year’s Day, believing the holiday season to be an off-peak time to sell. But the idea that houses don’t sell in November and ...
  • Investing in Real Estate

    Investing in Real Estate By Jose Parker Investing in property is a discipline that has created wealth for many people over the years and it remains a solid investment option even in today’s market. If you’re looking for a way to grow your net wealth over time, investing in property is an option that should not be ...
  • Don’t get mad; get creative. Don’t get frustrated; get resourceful.

    Don’t get mad; get creative. Don’t get frustrated; get resourceful.  (Nowhere is this more apparent than in real estate investing) There is a workable way past whatever is threatening to make you angry. There is opportunity in those situations that pull you toward frustration. Life is a creative experience, and the universe is an abundant place. ...
  • How Building Permits Can Help You

    How Building Permits Can Help You Having a permit will help you save time and money during the house flipping process. Once you have decided on the renovations you are undertaking, you need to make sure that you have the proper permits. Permits prove that the worker is insured and professional, which can help a house flipper ...
  • “Taking a Property Back as an REO Was My Worst Deal”

    “Taking a Property Back as an REO Was My Worst Deal” By Dave Van Horn There was a time, when taking a property back as an REO was my worst deal, and this was especially true when dealing with second mortgages. Taking back an REO (Real Estate Owned) wasn’t always a good thing, especially if the borrower went ...
  • Choose the Right Improvements for your property

    Choose the Right Improvements for your property Flipping 101 Look At Comparable Properties Don’t over-renovate. Only spend on upgrades that add value. The three key factors in valuing residential real estate are location, location and location. This is important to remember when figuring out what improvements to add. It is very easy to over improve a property and end up ...
  • Study: Pittsburgh ranks as healthiest residential market in the United States

    Study: Pittsburgh ranks as healthiest residential market in the United States Tim Schooley   Reporter- Pittsburgh Business Times Pittsburgh beat out the California metros of San Jose, Santa Rosa, San Francisco and Los Angeles as the healthiest residential real estate market in the United States in a new ranking by Zillow compiled by the Motley Fool. According to the ...
  • Most expensive home in the continental U.S. hits the MLS

    Most expensive home in the continental U.S. hits the MLS Finally, a home that makes San Francisco housing prices seem affordable: Le Palais Royal, a Beaux Arts palace reclining on Florida’s Atlantic Coast, has just been listed for $139 million. That makes this 60,000-square-foot mansion the most expensive current listing in the continental U.S. The exterior The property, ...
  • Lease Options Are a Wholesaler’s Dream Machine

    Lease Options Are a Wholesaler’s Dream Machine If you thought that Lease Options were just for controlling properties you are sadly mistaken. In case you didn’t know it you can wholesale pretty houses with lease options and expand your market tenfold. As wholesalers we have to deal with ugly houses that have an ARV large enough ...
  • Develop a Millionaire Mindset in 6 Easy Steps

    Develop a Millionaire Mindset in 6 Easy Steps By Jake Rhodes We all like to dream about being financially wealthy. For most people though it remains a dream and nothing more. Why is that? It’s because most people don’t set their mind to achieving that goal. They might not be happy in their current situation but they’re comfortable ...
  • How Robin Williams’ estate plan aimed to protect his family

    How Robin Williams’ estate plan aimed to protect his family The comedian apparently used sophisticated estate planning techniques to provide for his children. By Danielle and Andy Mayoras    Aug 14, 2014 @ 11:15 pm EST   The initial shock of Robin Williams’ tragic death is giving way to reflections of his memory and legacy. Many people are also asking ...
  • Millennials key to stronger housing recovery

    Millennials key to stronger housing recovery Cambridge, Mass. – June 27, 2014 – The U.S. housing recovery should regain its footing, but it also faces a number of challenges, concludes The State of the Nation’s Housing report released by the Joint Center for Housing Studies of Harvard University.   Tight credit, still elevated unemployment and mounting student loan ...
  • Why is Private Lending a good strategy for an investor?

    Why is Private Lending a good strategy for an investor? Written by: Steve Lloyd The traditional lending middlemen (banks, credit unions, finance companies, investment managers) are eliminated in a Private Lending scenario. Private Lenders receive the full proceeds of their investments (collateralized by real property) without sacrificing (often significant) portions of their returns to other institutions and ...
  • The Magic Bank

    The Magic Bank Imagine that you had won the following *PRIZE* in a contest: Each morning your bank would deposit $86,400 in your private account for your use. However, this prize has rules: The set of rules: 1. Everything that you didn’t spend during each day would be taken away from you. 2. You may not simply transfer ...
  • Caring House Charity

    Caring House Charity Caring house is a Charity started by Frank McKinney and funded by real estate investors across America.  What Caring House does is it builds homes for the extremely poor in Haiti, which is the poorest nation on Earth.  Below is a small summary of what they have done this year. “In 2014 Caring ...
  • A Lesson in Due Diligence

    A Lesson in Due Diligence Realtor Steals $20 MM from CA Investors in Real Estate Ponzi Scheme California real estate agent, Aldo Joseph Baccala of Petaluma, offered 12% yields to investors in a real estate ponzi scheme stretching out over 20 years. Promising returns from actual real estate investments, Baccala instead invested the funds in the ...
  • “Where Do I Get The Money?”

     “Where Do I Get The Money?” by Ron LeGrand Probably the most asked question we get,  but before I answer it this question must be answered… Money For What? Everyone is so concerned about where to get the money when the reality is most of the best deals in real estate don’t require any or very little.  You ...
  • Rental Property Turned Meth Lab: Identify and Prevent

    Rental Property Turned Meth Lab: Identify and Prevent By Tracey March | April 2, 2014 More How do I identify and prevent my rental property from becoming a Breaking Bad nightmare? Breaking Bad, the hit television series based Albuquerque, New Mexico, is in its final season. While many of us are sad to see this show end, ...
  • Tenant Red Flags

    Tenant Red Flags So, here’s a list of thirteen red flags that we all need to look out at when selecting tenants: 1.Are they on time for the appointment? If they can’t even be on time for the appointment, it’s likely that their rent won’t be on time either. 2.What type of first impression did they make? 3.What was ...
  • 15 Things That Emotionally Strong People Don’t Do

    15 Things That Emotionally Strong People Don’t Do There is a particular aspect of mental strength that is the deciding factor of whether or not you will have a good life. There are many levels to mental strength and all are needed to be successful and happy. The one particular area of mental strength that has the greatest ...
  • 6 mistakes landlords make

    6 mistakes landlords make Investing in real estate right now can be surprisingly profitable. But if you’re going to become a landlord, watch out for these common pitfalls. By Karen Blumenthal of The Wall Street Journal Traditional investments are delivering low returns, and home prices are at bargain levels. Is it time to consider buying some rental housing? Investing ...
  • Ever Pass On An Out of Town Property Because Evicting someone would be too hard?

    Ever Pass On An Out of Town Property Because Evicting someone would be too hard? What if we solved that problem? Let me introduce you to my new friends at NDS Executive Summary Nations Default Services (NDS) has been providing centralized default management services to lenders, servicers, and like entities since 1995. Through NDS, clients have access ...
  • Buying Notes Another way to make money in real estate

    Buying Notes Another way to make money in real estate Non-Performing Note Sales Outnumber Foreclosure Sales By Joseph Varnadore/NoteSchool The Note Business is now the hottest topic in all of real estate and for good reason. The paper? side of the real estate industry is seeing amazing growth: • The inventory of Non-performing and under performing notes are at ...
  • Need to Get Cash From Your Rental Portfolio?

    Need to Get Cash From Your Rental Portfolio? I met these guys in Kansas City, and I am really excited. What they do is allow landlords with over 500k worth of property to get a big lump of cash out. This is not a bank, they evaluate and lend on the property. Your credit doesn’t matter. ...
  • Five Questions You Must Ask Your Potential New Tenants

    Five Questions You Must Ask Your Potential New Tenants June 29, 2013 by Laurence Jankelow It’s well known by experienced landlords that bad tenants cause even worse problems. Virtually all of the problems a landlord faces with his/her tenants can be eliminated through a good screening process. If you don’t have consistent steps you follow each time ...
  • Using Social Media For Real Estate Investors

    Using Social Media For Real Estate Investors Below is a great article written to help real estate agents learn how to use Facebook to expand their social network, how to grow that network, and how to get your followers to look forward to your posts. What is assumed is that the reader knows that social media ...
  • Real Estate Investors Help People – That’s How We Make $$$$

    Real Estate Investors Help People – That’s How We Make $$$$ Zig Ziglar was the greatest salesman in history. The reason that Zig was great had nothing to do with his unusual name. Zig never tried to sell anything, he always looked for a way to help people and in doing so he made a fat ...
  • Those Darn Selling Speakers…

    Those Darn Selling Speakers… From Vena Jones-Cox of Cincinnati REIA and OREIA to Pittsburgh REIA Nearly every year for the 20+ years I’ve been involved with real estate associations, SOMEONE has come up to me and asked: “Why do we have all these sales pitches? I paid my dues—I don’t want to get sold on ANOTHER $99 ...
  • 13 lessons every startup can learn from Warren Buffett

    13 lessons every startup can learn from Warren Buffett By: Stuart Thomas, Senior Staff Reporter “VentureBurn” Warren Buffett was once the richest man on the planet. He’d still probably hold, or at least be close to, that spot if he hadn’t started giving away large portions of his wealth. The multi-billionaire is deservedly looked to as something of ...
  • Landlord Jailed After Failing To Make Changes To Suspected Crack House

    Landlord Jailed After Failing To Make Changes To Suspected Crack House PITTSBURGH (KDKA) – A landlord is in jail, after he failed to make changes ordered by a judge. Neighbors on Constance Street in Spring Garden are celebrating. A longtime suspected crack house has been boarded up and shut down. The owner, 45-year-old Michael Bucaro is in ...
  • Advice from a Billionaire: What to do With a Windfall

    Advice from a Billionaire: What to do With a Windfall Published on – November 17th, 2010 (by J.D. Roth) A long-time GRS reader named Andy dropped me a line the other day to point out an article on the Forbes website. Forbes interviewed billionaire Mark Cuban (best known as the owner of the Dallas Mavericks pro basketball ...
  • Eliminate Taxes from Your Real Estate Deals

    Eliminate Taxes from Your Real Estate Deals By Equity Trust Discover the Little-known, but powerful financial tool that could eliminate taxes from your real estate deals, while boosting your financial future Claim Your Complimentary Success Kit that Shows You How Tired of having to pay taxes on the profits after a successful real estate investment? It’s possible to eliminate ...
  • Creating A Solid Direct Mail Piece

    Creating A Solid Direct Mail Piece By Kathy Kennebrook (The Marketing Magic Lady)   One of the most important aspects to a marketing campaign that is going to work is to create a solid direct mail piece for your business. These are key points for creating a solid direct mail piece that folks will respond ...
  • Foreclosures on Commercial Property

    Foreclosures on Commercial Property Becomes the Hottest Next Real Estate Opportunity? by Scott Meyers, CSSM   (February 2014 Newsletter) The Washington Post recently reported that there’s mounting evidence showing that the looming foreclosure wave will dramatically affect the commercial real estate market. The Web site of the Congressional Oversight Panel, a group that Congress created to oversee the financial markets ...
  • The Three Faces of Foreclosures

    The Three Faces of Foreclosures By Andy Heller and Scott Frank  (February 2014 Newsletter) So you want to invest in residential foreclosures? Not sure quite where to start? It is helpful to understand first that there are three faces to “foreclosures”, each with very different characteristics. The first face of foreclosure investing is the “pre-foreclosure”. The pre-foreclosure period ...
  • Self-Storage Syndication – Using retirement plans to buy Real Estate

    Self-Storage Syndication – Using retirement plans to buy Real Estate By Scott Meyers  (February 2014 Newsletter) Honestly – how often does America “go on sale?” We’re living in a very exciting time and savvy investors are wasting no time in putting their retirement plans to work to capture attractive double digit returns with Commercial Real Estate. Investors everywhere ...
  • DON’T RISK A BIG EXPENSE.

    This ALERT can save you thousands of dollars in needless repairs to your investment property. The temperature has dipped below freezing across the country. Water pipes will burst in these conditions if the thermostat in your vacant properties is set too low or turned off. Not all policy forms cover water damage, which can be very ...
  • Buying Commercial Property

    Buying Commercial Property Expert Advice from Neil Singer  (January 2014 Newsletter) Commercial property can prove to be one of the most lucrative investments; however, there are certain factors that investors often overlook when purchasing commercial property. By following the tips provided, this may help you with you your investment plan and may let you stand a greater ...
  • That Hole in My Shoe Makes Me Money

    That Hole in My Shoe Makes Me Money By Josh Caldwell As a real estate mentor, one of my biggest challenges is to get my students to take action. We all know Newton’s third law of motion, “for every action, there is an equal and opposite reaction”. In real estate we focus on the action of making ...
  • STOP DOING MINIMUM WAGE ACTIVITIES! Hire Cheap Labor at oDesk.com

    Monthly Tech Tip for Real Estate Entrepreneurs: (Jan 2014 Newsletter) STOP DOING MINIMUM WAGE ACTIVITIES! Hire Cheap Labor at oDesk.com by: Nick Lloyd – President | Steel City Housing Solutions, LLC I was at a real estate investing seminar and had the opportunity to listen to Robyn Thompson speak for a couple of hours. She is a wealth of ...

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